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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,050 | $138,114+9.4% | $125,391+20.5% | $134,545+12.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.12% | 750.88%-775.0pp | 572.41%-596.5pp | 418.37%-442.5pp |
| Employer contribution / active EE | $9,281 | $5,246+76.9% | $4,816+92.7% | $4,742+95.7% |
| Participant deferral / active EE | $16,523 | $7,801+111.8% | $7,448+121.8% | $6,401+158.1% |
| Admin fee / account holder | $1,830 | $11,570-84.2% | $10,009-81.7% | $11,431-84.0% |