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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,328 | $160,070+83.2% | $147,117+99.4% | $145,897+101.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.08% | 98.69%-82.6pp | 420.54%-404.5pp | 552.29%-536.2pp |
| Employer contribution / active EE | $23,495 | $5,285+344.6% | $4,932+376.3% | $4,663+403.9% |
| Participant deferral / active EE | $18,016 | $8,419+114.0% | $8,065+123.4% | $6,689+169.3% |
| Admin fee / account holder | $2,824 | $15,035-81.2% | $12,993-78.3% | $13,390-78.9% |