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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,017 | $183,988-65.7% | $162,177-61.1% | $152,897-58.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 25.36% | 150.79%-125.4pp | 115.60%-90.2pp | 345.43%-320.1pp |
| Employer contribution / active EE | $2,227 | $6,370-65.0% | $5,613-60.3% | $4,764-53.3% |
| Participant deferral / active EE | $11,827 | $8,032+47.2% | $7,297+62.1% | $5,851+102.1% |
| Admin fee / account holder | $530 | $13,123-96.0% | $10,843-95.1% | $11,599-95.4% |