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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,572 | $108,911-4.0% | $100,392+4.2% | $145,884-28.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.52% | 58.23%-44.7pp | 49.45%-35.9pp | 551.85%-538.3pp |
| Employer contribution / active EE | $6,169 | $4,420+39.6% | $3,941+56.5% | $4,662+32.3% |
| Participant deferral / active EE | $15,593 | $8,459+84.3% | $8,090+92.8% | $6,690+133.1% |
| Admin fee / account holder | $9,411 | $9,698-3.0% | $7,904+19.1% | $13,392-29.7% |