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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,558 | $185,905+60.1% | $170,057+75.0% | $139,487+113.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.44% | 60.56%-50.1pp | 53.42%-43.0pp | 373.84%-363.4pp |
| Employer contribution / active EE | $11,256 | $7,597+48.2% | $6,790+65.8% | $4,755+136.7% |
| Participant deferral / active EE | $8,721 | $11,627-25.0% | $10,411-16.2% | $6,713+29.9% |
| Admin fee / account holder | $46,981 | $15,397+205.1% | $12,826+266.3% | $11,407+311.8% |