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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,464 | $58,391+53.2% | $76,667+16.7% | $72,977+22.6% |
| Participation rate | 100.0% | 67.4%+32.6pp | 72.1%+27.9pp | 69.5%+30.5pp |
| Annual return | 13.49% | 2306.65%-2293.2pp | 1166.74%-1153.2pp | 81.02%-67.5pp |
| Employer contribution / active EE | $1,753 | $1,787-1.9% | $2,303-23.9% | $2,440-28.2% |
| Participant deferral / active EE | $5,266 | $2,690+95.7% | $3,336+57.9% | $3,608+46.0% |
| Admin fee / account holder | $4,873 | $4,014+21.4% | $6,423-24.1% | $5,124-4.9% |