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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,169 | $209,422-16.8% | $178,503-2.4% | $158,982+9.6% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 20.54% | 188.81%-168.3pp | 151.12%-130.6pp | 302.99%-282.5pp |
| Employer contribution / active EE | $2,091 | $5,707-63.4% | $5,011-58.3% | $4,763-56.1% |
| Participant deferral / active EE | $11,980 | $5,955+101.2% | $5,202+130.3% | $5,983+100.2% |
| Admin fee / account holder | $318 | $17,079-98.1% | $13,987-97.7% | $11,252-97.2% |