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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,671 | $107,030+32.4% | $73,550+92.6% | $147,586-4.0% |
| Participation rate | 83.3% | 66.4%+17.0pp | 54.9%+28.4pp | 82.8%+0.5pp |
| Annual return | 17.16% | 38.25%-21.1pp | -15.16%+32.3pp | 578.59%-561.4pp |
| Employer contribution / active EE | $1,896 | $1,760+7.7% | $1,219+55.5% | $4,876-61.1% |
| Participant deferral / active EE | $3,568 | $2,458+45.1% | $1,804+97.7% | $5,439-34.4% |
| Admin fee / account holder | $4,900 | $3,055+60.4% | $2,320+111.2% | $10,886-55.0% |