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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,803 | $185,312+93.6% | $161,489+122.2% | $154,746+131.9% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 11.04% | 103.84%-92.8pp | 89.72%-78.7pp | 172.34%-161.3pp |
| Employer contribution / active EE | $4,637 | $4,769-2.8% | $4,268+8.6% | $4,379+5.9% |
| Participant deferral / active EE | $7,076 | $6,350+11.4% | $5,630+25.7% | $6,730+5.1% |
| Admin fee / account holder | $3,478 | $18,654-81.4% | $16,006-78.3% | $14,365-75.8% |