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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,803 | $172,111+108.5% | $150,298+138.7% | $137,256+161.4% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 11.04% | 69.37%-58.3pp | 62.79%-51.7pp | 220.34%-209.3pp |
| Employer contribution / active EE | $4,637 | $4,6360% | $4,154+11.6% | $4,156+11.6% |
| Participant deferral / active EE | $7,076 | $6,166+14.8% | $5,453+29.8% | $6,407+10.4% |
| Admin fee / account holder | $3,478 | $16,471-78.9% | $14,116-75.4% | $12,270-71.7% |