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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,123 | $79,961-72.3% | $98,462-77.5% | $75,177-70.6% |
| Participation rate | 98.1% | 70.4%+27.8pp | 75.2%+23.0pp | 67.2%+30.9pp |
| Annual return | 16.06% | 19.75%-3.7pp | 21.17%-5.1pp | 160.75%-144.7pp |
| Employer contribution / active EE | $2,296 | $2,264+1.4% | $3,049-24.7% | $2,671-14.1% |
| Participant deferral / active EE | $2,290 | $3,753-39.0% | $4,738-51.7% | $4,126-44.5% |
| Admin fee / account holder | $966 | $6,842-85.9% | $8,875-89.1% | $5,651-82.9% |