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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,359 | $96,678+371.0% | $86,640+425.6% | $139,466+226.5% |
| Participation rate | 66.7% | 74.4%-7.7pp | 71.7%-5.0pp | 80.3%-13.7pp |
| Annual return | 20.62% | 106.69%-86.1pp | 592.52%-571.9pp | 373.66%-353.0pp |
| Employer contribution / active EE | $3,113 | $3,265-4.7% | $3,024+2.9% | $4,754-34.5% |
| Participant deferral / active EE | $12,161 | $4,837+151.4% | $4,438+174.0% | $6,712+81.2% |
| Admin fee / account holder | $71 | $6,410-98.9% | $5,616-98.7% | $11,409-99.4% |