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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,341 | $165,399-41.1% | $149,745-35.0% | $158,982-38.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 2.19% | 348.34%-346.1pp | 276.72%-274.5pp | 302.99%-300.8pp |
| Employer contribution / active EE | $3,145 | $5,105-38.4% | $4,646-32.3% | $4,763-34.0% |
| Participant deferral / active EE | $9,854 | $7,183+37.2% | $6,843+44.0% | $5,983+64.7% |
| Admin fee / account holder | $659 | $10,811-93.9% | $9,312-92.9% | $11,252-94.1% |