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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,314 | $93,598+6.1% | $135,974-27.0% | $75,173+32.1% |
| Participation rate | 97.2% | 75.2%+22.0pp | 81.9%+15.3pp | 67.2%+30.0pp |
| Annual return | 26.16% | 30.89%-4.7pp | 68.30%-42.1pp | 160.72%-134.6pp |
| Employer contribution / active EE | $4,109 | $3,538+16.1% | $4,859-15.4% | $2,671+53.8% |
| Participant deferral / active EE | $12,450 | $6,405+94.4% | $7,760+60.4% | $4,126+201.7% |
| Admin fee / account holder | $11,391 | $6,978+63.3% | $10,767+5.8% | $5,651+101.6% |