Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $46,549 |
THE BENEFIT PRACTICE1 year Service code 13 · EIN 13-4144565 | Contract Administrator | $1,475 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,486 | $42,810-10.1% | $169,452-77.3% | $55,725-30.9% |
| Participation rate | 35.8% | 64.7%-28.9pp | 77.8%-41.9pp | 70.9%-35.0pp |
| Annual return | -6.18% | -3.61%-2.6pp | 1.83%-8.0pp | 244.93%-251.1pp |
| Employer contribution / active EE | $330 | $1,402-76.5% | $4,157-92.1% | $2,078-84.1% |
| Participant deferral / active EE | $2,143 | $3,141-31.8% | $5,277-59.4% | $3,356-36.1% |
| Admin fee / account holder | $378 | $106+255.1% | $9,110-95.8% | $115+228.3% |