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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,439 | $85,171+8.5% | $172,753-46.5% | $72,976+26.7% |
| Participation rate | 97.3% | 70.1%+27.2pp | 82.6%+14.7pp | 69.5%+27.8pp |
| Annual return | 17.84% | 27.32%-9.5pp | 803.00%-785.2pp | 81.02%-63.2pp |
| Employer contribution / active EE | $4,042 | $3,324+21.6% | $5,144-21.4% | $2,440+65.6% |
| Participant deferral / active EE | $5,154 | $3,260+58.1% | $5,198-0.8% | $3,608+42.8% |
| Admin fee / account holder | $442 | $5,880-92.5% | $13,956-96.8% | $5,124-91.4% |