Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,473 | $82,678-12.3% | $125,391-42.2% | $68,490+5.8% |
| Participation rate | 35.7% | 75.1%-39.3pp | 82.4%-46.7pp | 67.9%-32.2pp |
| Annual return | -17.66% | -5.97%-11.7pp | 572.41%-590.1pp | -7.85%-9.8pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $6,191 | $6,111+1.3% | $7,448-16.9% | $4,028+53.7% |
| Admin fee / account holder | $5,632 | $6,277-10.3% | $10,009-43.7% | $5,403+4.2% |