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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,062 | $115,814-75.8% | $101,275-72.3% | $158,982-82.3% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 32.30% | 56.16%-23.9pp | 46.48%-14.2pp | 302.99%-270.7pp |
| Employer contribution / active EE | $2,580 | $4,176-38.2% | $3,660-29.5% | $4,763-45.8% |
| Participant deferral / active EE | $3,236 | $4,958-34.7% | $4,371-26.0% | $5,983-45.9% |
| Admin fee / account holder | $2,070 | $7,249-71.4% | $5,948-65.2% | $11,252-81.6% |