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| Provider | Service type | Compensation |
|---|---|---|
EQUITABLE ADVISORS LLC3 years Service code 99 · EIN 13-4071393 | Other Fees | $19,852 |
Service code 49 | Other Services | $3,823 |
MORNINGSTAR2 years Service code 27 | Advisory (Plan) | $1,272 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,375 | $50,150-49.4% | $149,723-83.1% | $80,169-68.3% |
| Participation rate | 18.0% | 64.3%-46.3pp | 78.8%-60.8pp | 72.9%-55.0pp |
| Annual return | 13.48% | 29.80%-16.3pp | 134.50%-121.0pp | 40.39%-26.9pp |
| Employer contribution / active EE | $0 | $1,868-100.0% | $4,821-100.0% | $2,978-100.0% |
| Participant deferral / active EE | $817 | $3,195-74.4% | $5,682-85.6% | $5,016-83.7% |
| Admin fee / account holder | $205 | $153+34.2% | $13,215-98.4% | $145+41.3% |