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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,036 | $166,131+17.4% | $164,975+18.2% | $145,877+33.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 2.87% | 100.37%-97.5pp | 70.12%-67.3pp | 551.28%-548.4pp |
| Employer contribution / active EE | $10,761 | $5,276+104.0% | $4,343+147.8% | $4,663+130.8% |
| Participant deferral / active EE | $15,250 | $6,962+119.0% | $6,033+152.8% | $6,691+127.9% |
| Admin fee / account holder | $571 | $16,648-96.6% | $12,688-95.5% | $13,402-95.7% |