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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,034 | $176,077+108.5% | $159,455+130.2% | $167,518+119.1% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.78% | 331.83%-318.0pp | 263.63%-249.8pp | 478.71%-464.9pp |
| Employer contribution / active EE | $20,916 | $5,298+294.8% | $4,830+333.0% | $4,838+332.3% |
| Participant deferral / active EE | $12,678 | $7,751+63.6% | $7,353+72.4% | $6,342+99.9% |
| Admin fee / account holder | $1,514 | $12,556-87.9% | $10,800-86.0% | $12,312-87.7% |