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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,034 | $176,105+108.4% | $159,474+130.2% | $167,536+119.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.78% | 331.91%-318.1pp | 263.68%-249.9pp | 478.82%-465.0pp |
| Employer contribution / active EE | $20,916 | $5,299+294.7% | $4,831+333.0% | $4,839+332.2% |
| Participant deferral / active EE | $12,678 | $7,751+63.6% | $7,353+72.4% | $6,342+99.9% |
| Admin fee / account holder | $1,514 | $12,559-87.9% | $10,802-86.0% | $12,315-87.7% |