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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,313 | $112,121+154.5% | $95,960+197.3% | $158,966+79.5% |
| Participation rate | 93.3% | 79.0%+14.3pp | 77.1%+16.3pp | 82.0%+11.4pp |
| Annual return | 7.95% | 171.16%-163.2pp | 91.63%-83.7pp | 302.95%-295.0pp |
| Employer contribution / active EE | $9,005 | $3,199+181.5% | $2,541+254.3% | $4,762+89.1% |
| Participant deferral / active EE | $4,144 | $4,784-13.4% | $4,167-0.5% | $5,983-30.7% |
| Admin fee / account holder | $37,784 | $10,135+272.8% | $6,797+455.9% | $11,250+235.9% |