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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,474 | $124,425+190.5% | $112,040+222.6% | $137,256+163.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 12.64% | 24.72%-12.1pp | 24.52%-11.9pp | 220.34%-207.7pp |
| Employer contribution / active EE | $6,428 | $3,411+88.4% | $2,954+117.6% | $4,156+54.7% |
| Participant deferral / active EE | $10,029 | $5,718+75.4% | $5,098+96.7% | $6,407+56.5% |
| Admin fee / account holder | $12,424 | $15,207-18.3% | $12,098+2.7% | $12,270+1.2% |