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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,986 | $54,355+83.9% | $82,744+20.8% | $68,486+46.0% |
| Participation rate | 100.0% | 63.9%+36.1pp | 72.6%+27.4pp | 67.9%+32.1pp |
| Annual return | -21.33% | -13.67%-7.7pp | 702.22%-723.5pp | -7.85%-13.5pp |
| Employer contribution / active EE | $3,052 | $2,219+37.6% | $3,008+1.5% | $2,597+17.5% |
| Participant deferral / active EE | $7,103 | $3,246+118.8% | $4,395+61.6% | $4,028+76.4% |
| Admin fee / account holder | $846 | $4,397-80.8% | $5,325-84.1% | $5,404-84.3% |