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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,153 | $135,956+13.4% | $123,894+24.4% | $273,970-43.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.33% | 56.63%-50.3pp | 47.52%-41.2pp | 41.46%-35.1pp |
| Employer contribution / active EE | $12,769 | $5,170+147.0% | $4,617+176.6% | $4,869+162.3% |
| Participant deferral / active EE | $23,453 | $6,343+269.8% | $5,984+291.9% | $5,287+343.6% |
| Admin fee / account holder | $20,090 | $9,817+104.6% | $8,357+140.4% | $10,132+98.3% |