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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,722 | $209,422-55.7% | $178,503-48.1% | $158,982-41.7% |
| Participation rate | 30.0% | 86.4%-56.4pp | 81.9%-51.9pp | 82.0%-52.0pp |
| Annual return | 11.97% | 188.81%-176.8pp | 151.12%-139.2pp | 302.99%-291.0pp |
| Employer contribution / active EE | $1,214 | $5,707-78.7% | $5,011-75.8% | $4,763-74.5% |
| Participant deferral / active EE | $7,742 | $5,955+30.0% | $5,202+48.8% | $5,983+29.4% |
| Admin fee / account holder | $9,359 | $17,079-45.2% | $13,987-33.1% | $11,252-16.8% |