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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,162 | $181,062-67.3% | $158,223-62.6% | $155,188-61.9% |
| Participation rate | 45.5% | 82.7%-37.2pp | 79.2%-33.7pp | 80.8%-35.3pp |
| Annual return | 17.20% | 57.39%-40.2pp | 52.09%-34.9pp | 148.84%-131.6pp |
| Employer contribution / active EE | $2,088 | $4,565-54.3% | $4,109-49.2% | $4,248-50.8% |
| Participant deferral / active EE | $3,153 | $6,134-48.6% | $5,467-42.3% | $6,531-51.7% |
| Admin fee / account holder | $10,190 | $18,825-45.9% | $16,047-36.5% | $14,480-29.6% |