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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,360 | $57,763+58.2% | $112,228-18.6% | $71,529+27.7% |
| Participation rate | 29.7% | 58.9%-29.2pp | 72.4%-42.7pp | 67.9%-38.2pp |
| Annual return | 18.14% | 18.26%-0.1pp | 30.23%-12.1pp | 28.97%-10.8pp |
| Employer contribution / active EE | $824 | $1,916-57.0% | $3,432-76.0% | $2,590-68.2% |
| Participant deferral / active EE | $1,767 | $2,865-38.3% | $4,800-63.2% | $4,291-58.8% |
| Admin fee / account holder | $17,477 | $1,563+1018.4% | $7,752+125.5% | $1,588+1000.3% |