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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,062 | $228,395-97.3% | $185,861-96.7% | $158,982-96.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 5.65% | 40.82%-35.2pp | 35.96%-30.3pp | 302.99%-297.3pp |
| Employer contribution / active EE | $650 | $4,968-86.9% | $4,088-84.1% | $4,763-86.4% |
| Participant deferral / active EE | $1,500 | $6,417-76.6% | $5,634-73.4% | $5,983-74.9% |
| Admin fee / account holder | $3,581 | $11,869-69.8% | $9,503-62.3% | $11,252-68.2% |