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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,467 | $101,063+3.4% | $81,473+28.2% | $147,586-29.2% |
| Participation rate | 11.8% | 74.5%-62.7pp | 68.0%-56.2pp | 82.8%-71.1pp |
| Annual return | 18.39% | 32.41%-14.0pp | 38.78%-20.4pp | 578.59%-560.2pp |
| Employer contribution / active EE | $302 | $3,206-90.6% | $2,568-88.2% | $4,876-93.8% |
| Participant deferral / active EE | $2,054 | $4,242-51.6% | $3,537-41.9% | $5,439-62.2% |
| Admin fee / account holder | $491 | $5,812-91.6% | $4,561-89.2% | $10,886-95.5% |