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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,468 | $197,637+56.6% | $177,848+74.0% | $158,982+94.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 14.64% | 58.77%-44.1pp | 48.33%-33.7pp | 302.99%-288.3pp |
| Employer contribution / active EE | $10,978 | $6,698+63.9% | $5,919+85.5% | $4,763+130.5% |
| Participant deferral / active EE | $12,528 | $8,405+49.1% | $7,714+62.4% | $5,983+109.4% |
| Admin fee / account holder | $77,283 | $15,406+401.6% | $12,431+521.7% | $11,252+586.9% |