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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,509 | $167,353+124.4% | $143,797+161.1% | $134,545+179.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.00% | 0.48%-15.5pp | -0.04%-15.0pp | 418.37%-433.4pp |
| Employer contribution / active EE | $68,709 | $5,620+1122.5% | $4,952+1287.4% | $4,742+1349.1% |
| Participant deferral / active EE | $18,262 | $6,447+183.3% | $5,638+223.9% | $6,401+185.3% |
| Admin fee / account holder | $31,709 | $18,096+75.2% | $14,679+116.0% | $11,431+177.4% |