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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,048 | $103,008+36.0% | $90,304+55.1% | $152,897-8.4% |
| Participation rate | 76.9% | 75.9%+1.1pp | 73.3%+3.6pp | 82.5%-5.5pp |
| Annual return | 20.49% | 95.22%-74.7pp | 78.13%-57.6pp | 345.43%-324.9pp |
| Employer contribution / active EE | $3,724 | $3,139+18.6% | $2,855+30.5% | $4,764-21.8% |
| Participant deferral / active EE | $9,404 | $4,281+119.6% | $3,885+142.1% | $5,851+60.7% |
| Admin fee / account holder | $1,578 | $6,175-74.4% | $5,354-70.5% | $11,599-86.4% |