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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,955 | $93,617-68.0% | $135,982-78.0% | $75,177-60.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 21.44% | 30.89%-9.4pp | 68.32%-46.9pp | 160.75%-139.3pp |
| Employer contribution / active EE | $2,728 | $3,538-22.9% | $4,859-43.9% | $2,671+2.1% |
| Participant deferral / active EE | $1,440 | $6,406-77.5% | $7,760-81.4% | $4,126-65.1% |
| Admin fee / account holder | $658 | $6,980-90.6% | $10,767-93.9% | $5,651-88.4% |