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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,662 | $102,422-66.2% | $147,117-76.4% | $80,959-57.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.81% | 135.16%-121.3pp | 420.54%-406.7pp | 35.67%-21.9pp |
| Employer contribution / active EE | $2,495 | $3,717-32.9% | $4,932-49.4% | $2,757-9.5% |
| Participant deferral / active EE | $2,288 | $6,652-65.6% | $8,065-71.6% | $4,300-46.8% |
| Admin fee / account holder | $458 | $7,953-94.2% | $12,993-96.5% | $6,925-93.4% |