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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,013 | $138,114+6.4% | $125,391+17.2% | $134,545+9.3% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -3.24% | 750.88%-754.1pp | 572.41%-575.7pp | 418.37%-421.6pp |
| Employer contribution / active EE | $2,695 | $5,246-48.6% | $4,816-44.0% | $4,742-43.2% |
| Participant deferral / active EE | $7,237 | $7,801-7.2% | $7,448-2.8% | $6,401+13.1% |
| Admin fee / account holder | $350 | $11,570-97.0% | $10,009-96.5% | $11,431-96.9% |