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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,628 | $144,130+29.5% | $117,861+58.3% | $147,586+26.5% |
| Participation rate | 45.5% | 83.4%-38.0pp | 79.7%-34.2pp | 82.8%-37.4pp |
| Annual return | 16.83% | 531.20%-514.4pp | 335.11%-318.3pp | 578.59%-561.8pp |
| Employer contribution / active EE | $1,000 | $4,897-79.6% | $3,786-73.6% | $4,876-79.5% |
| Participant deferral / active EE | $3,352 | $5,316-37.0% | $4,482-25.2% | $5,439-38.4% |
| Admin fee / account holder | $0 | $10,887-100.0% | $8,021-100.0% | $10,886-100.0% |