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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,894 | $127,386+67.9% | $115,037+85.9% | $125,388+70.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.87% | 31.28%-32.2pp | 26.14%-27.0pp | 282.24%-283.1pp |
| Employer contribution / active EE | $7,742 | $5,166+49.9% | $4,608+68.0% | $4,866+59.1% |
| Participant deferral / active EE | $8,569 | $6,423+33.4% | $6,026+42.2% | $5,352+60.1% |
| Admin fee / account holder | $25,808 | $9,516+171.2% | $8,175+215.7% | $9,541+170.5% |