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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,564 | $71,873-31.0% | $86,698-42.8% | $68,490-27.6% |
| Participation rate | 66.2% | 72.2%-6.0pp | 76.6%-10.4pp | 67.9%-1.7pp |
| Annual return | -17.17% | 3.54%-20.7pp | 35.96%-53.1pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,836 | $2,173-15.5% | $2,837-35.3% | $2,597-29.3% |
| Participant deferral / active EE | $3,859 | $3,779+2.1% | $4,656-17.1% | $4,028-4.2% |
| Admin fee / account holder | $6,121 | $6,110+0.2% | $7,492-18.3% | $5,403+13.3% |