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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,424 | $202,440+5.9% | $169,390+26.6% | $139,466+53.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 14.12% | 532.36%-518.2pp | 406.07%-392.0pp | 373.66%-359.5pp |
| Employer contribution / active EE | $3,742 | $4,693-20.3% | $4,013-6.7% | $4,754-21.3% |
| Participant deferral / active EE | $6,482 | $6,940-6.6% | $6,222+4.2% | $6,712-3.4% |
| Admin fee / account holder | $1,580 | $10,722-85.3% | $9,015-82.5% | $11,409-86.2% |