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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,556 | $104,953-80.4% | $84,637-75.7% | $152,909-86.6% |
| Participation rate | 50.0% | 74.8%-24.8pp | 68.2%-18.2pp | 82.5%-32.5pp |
| Annual return | 26.07% | 373.94%-347.9pp | 258.82%-232.8pp | 345.46%-319.4pp |
| Employer contribution / active EE | $764 | $3,304-76.9% | $2,653-71.2% | $4,764-84.0% |
| Participant deferral / active EE | $2,237 | $4,691-52.3% | $3,900-42.6% | $5,851-61.8% |
| Admin fee / account holder | $5,648 | $6,244-9.5% | $4,914+14.9% | $11,601-51.3% |