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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,690 | $138,076+163.4% | $123,553+194.4% | $135,380+168.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.67% | 153.70%-158.4pp | 119.21%-123.9pp | 519.81%-524.5pp |
| Employer contribution / active EE | $5,095 | $5,152-1.1% | $4,628+10.1% | $4,779+6.6% |
| Participant deferral / active EE | $22,333 | $6,800+228.5% | $6,426+247.6% | $5,609+298.2% |
| Admin fee / account holder | $301 | $10,917-97.2% | $9,284-96.8% | $10,828-97.2% |