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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,622 | $100,811+18.7% | $86,698+38.0% | $134,545-11.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.14% | 29.11%-46.3pp | 35.96%-53.1pp | 418.37%-435.5pp |
| Employer contribution / active EE | $5,859 | $3,490+67.9% | $2,837+106.6% | $4,742+23.6% |
| Participant deferral / active EE | $10,474 | $5,339+96.2% | $4,656+124.9% | $6,401+63.6% |
| Admin fee / account holder | $9,009 | $10,926-17.5% | $7,492+20.3% | $11,431-21.2% |