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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,922 | $167,353+87.0% | $143,797+117.6% | $134,545+132.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.71% | 0.48%-24.2pp | -0.04%-23.7pp | 418.37%-442.1pp |
| Employer contribution / active EE | $8,567 | $5,620+52.4% | $4,952+73.0% | $4,742+80.7% |
| Participant deferral / active EE | $7,658 | $6,447+18.8% | $5,638+35.8% | $6,401+19.6% |
| Admin fee / account holder | $121,734 | $18,096+572.7% | $14,679+729.3% | $11,431+965.0% |