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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,371 | $60,139-17.9% | $90,461-45.4% | $79,856-38.2% |
| Participation rate | 71.4% | 65.0%+6.4pp | 72.7%-1.3pp | 69.6%+1.8pp |
| Annual return | 19.26% | 71.96%-52.7pp | 1294.76%-1275.5pp | 31.71%-12.5pp |
| Employer contribution / active EE | $1,779 | $2,069-14.0% | $3,264-45.5% | $2,471-28.0% |
| Participant deferral / active EE | $3,398 | $2,939+15.6% | $3,964-14.3% | $3,741-9.2% |
| Admin fee / account holder | $2,549 | $3,978-35.9% | $5,617-54.6% | $5,306-52.0% |