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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,676 | $63,346+33.7% | $92,240-8.2% | $70,126+20.7% |
| Participation rate | 77.2% | 68.7%+8.5pp | 76.5%+0.7pp | 69.5%+7.7pp |
| Annual return | 16.71% | 530.19%-513.5pp | 176.29%-159.6pp | 73.15%-56.4pp |
| Employer contribution / active EE | $1,660 | $2,471-32.8% | $3,680-54.9% | $2,343-29.1% |
| Participant deferral / active EE | $5,355 | $2,854+87.6% | $3,897+37.4% | $3,332+60.7% |
| Admin fee / account holder | $527 | $3,841-86.3% | $5,194-89.9% | $4,645-88.7% |