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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,457 | $87,546-78.9% | $75,784-75.6% | $125,389-85.3% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -6.86% | 13.49%-20.3pp | 9.68%-16.5pp | 282.24%-289.1pp |
| Employer contribution / active EE | $3,862 | $3,930-1.7% | $3,323+16.2% | $4,866-20.6% |
| Participant deferral / active EE | $3,321 | $4,230-21.5% | $3,652-9.1% | $5,352-37.9% |
| Admin fee / account holder | $380 | $6,503-94.2% | $5,300-92.8% | $9,541-96.0% |