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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,585 | $81,504-10.9% | $102,437-29.1% | $80,959-10.3% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 12.05% | 25.60%-13.5pp | 24.95%-12.9pp | 35.67%-23.6pp |
| Employer contribution / active EE | $9,529 | $3,104+207.1% | $3,871+146.2% | $2,757+245.6% |
| Participant deferral / active EE | $5,927 | $3,871+53.1% | $5,060+17.1% | $4,300+37.8% |
| Admin fee / account holder | $677 | $6,719-89.9% | $8,388-91.9% | $6,925-90.2% |