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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,726 | $77,449+17.1% | $69,483+30.6% | $152,909-40.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.6%+25.4pp | 82.5%+17.5pp |
| Annual return | 23.22% | 39.09%-15.9pp | 28.99%-5.8pp | 345.46%-322.2pp |
| Employer contribution / active EE | $6,175 | $3,316+86.2% | $2,780+122.1% | $4,764+29.6% |
| Participant deferral / active EE | $4,584 | $4,415+3.8% | $3,537+29.6% | $5,851-21.7% |
| Admin fee / account holder | $3,419 | $6,210-44.9% | $3,841-11.0% | $11,601-70.5% |