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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,500 | $98,776-16.5% | $149,745-44.9% | $79,856+3.3% |
| Participation rate | 86.2% | 75.8%+10.4pp | 82.5%+3.7pp | 69.6%+16.6pp |
| Annual return | 11.19% | 27.38%-16.2pp | 276.72%-265.5pp | 31.71%-20.5pp |
| Employer contribution / active EE | $4,317 | $3,217+34.2% | $4,646-7.1% | $2,471+74.7% |
| Participant deferral / active EE | $6,212 | $5,681+9.3% | $6,843-9.2% | $3,741+66.1% |
| Admin fee / account holder | $14,546 | $6,053+140.3% | $9,312+56.2% | $5,306+174.1% |